Professional Services - PAISASETU SOLUTIONS

Professional Services

Complete Information & Details

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Loans

Personal, Business, Home & Vehicle Loans with Flexible Terms

Key Features

No Collateral

Unsecured loan, no assets required

Quick Approval

Approval within 24-48 hours

Flexible Tenure

Choose your repayment period

Minimal Docs

Simple documentation process

Loan Details

Amount: ₹10,000 - ₹25,00,000

Tenure: 1-7 years

Interest: 7-15% p.a.

Processing Fee: 1-2% of loan

EMI: Monthly/Quarterly

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Key Features

Working Capital

Business expansion & operations

Equipment Finance

Machinery & equipment purchase

Flexible Terms

Custom repayment schedules

Startup Support

New business friendly schemes

Loan Details

Amount: ₹50,000 - ₹1 Crore+

Tenure: 1-10 years

Interest: 8-16% p.a.

Processing Fee: 1.5-2.5%

Approval: 3-7 days

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Key Features

Dream Home

Purchase or construct property

Long Tenure

Up to 30 years repayment

Tax Benefits

Deduction on interest & principal

Competitive Rates

Lowest rates in market

Loan Details

Amount: Up to ₹5 Crore

Tenure: 5-30 years

Interest: 6.5-9.5% p.a.

Processing Fee: 0.5-1%

LTV: 80-90%

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Key Features

New & Used

Finance any vehicle type

Quick Disbursal

Same day fund transfer

Easy Docs

Minimal paperwork required

Insurance

Included in loan package

Loan Details

Amount: ₹1,00,000 - ₹50,00,000

Tenure: 1-7 years

Interest: 6-13% p.a.

Processing Fee: 1-2%

LTV: 80-90%

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Identity & Address

PAN Card

Photocopy of PAN (mandatory)

Aadhar

With address proof

Driving License

If available

Utility Bills

Last 3 months

Income Proofs

Salary Slips

Last 3-6 months

Bank Statements

6-12 months statements

ITR

Last 2 years if self-employed

Employment Letter

Confirmation from employer

1
Fill Form
Online application
2
Documents
Submit proofs
3
Verification
CIBIL check
4
Approval
Get approval
5
Offer
Loan offer letter
6
Disbursement
Money transfer
ChargePersonalBusinessHomeVehicle
Processing1-2%1.5-2.5%0.5-1%1-2%
Documentation₹500₹1,000₹2,000-5,000₹500
InspectionNil₹2,000-5,000₹5,000-10,000Nil
PrepaymentNil1-2%NilNil
Late Payment1.5%/mo2%/mo1%/mo1.5%/mo

Personal (550+), Business (600+), Home (650+), Vehicle (600+)

Yes! Anytime without prepayment penalty

Personal/Vehicle: 24-48 hrs, Business: 3-7 days, Home: 7-15 days

Tax & CA Services

Income Tax, GST, Accounting & Company Registration

Services

ITR Filing

All ITR forms (1,2,3,4,5,6,7)

Tax Audit

Section 44AB audit services

Assessment

Response to tax notices

Planning

Tax optimization strategies

Details

Filing Deadline: July 31

Processing Time: 5-10 days

Cost: ₹2,000 - ₹15,000

e-Filing: Instant submission

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Services

GST Registration

Online GST registration

Filing & Return

Monthly/Quarterly returns

Input Tax

ITC claim management

Compliance

Audit & notices handling

Details

Registration Fee: ₹500-1,000

Monthly Filing: 30 days deadline

Cost/Month: ₹1,000 - ₹5,000

Compliance: Quarterly/Annual

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Services

Bookkeeping

Daily journal entries

Financial Statements

P&L & Balance Sheet

Trial Balance

Monthly reconciliation

Audit Ready

Complete documentation

Details

Monthly Cost: ₹3,000 - ₹10,000

Software: Tally/SAP included

Reporting: Weekly/Monthly

Support: 24/7 available

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Services

Private Ltd

Pvt company registration

OPC

One person company

LLP

Limited liability partnership

Partnership

Partnership deed

Details

Pvt Ltd Cost: ₹15,000 - ₹25,000

OPC Cost: ₹12,000 - ₹18,000

LLP Cost: ₹10,000 - ₹15,000

Time: 15-30 days

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For Individuals

Salary Slips

6 months statements

Bank Statements

12 months records

Investment Proofs

Life insurance, PPF, etc

Property Docs

House registration

For Business

Business Documents

Registration, licenses

Financial Records

Books, invoices

Bank Statements

Business account

GST Records

Monthly statements

1
Consultation
Free initial meeting
2
Document
Collect all papers
3
Analysis
Review & planning
4
Preparation
File preparation
5
Review
Quality check
6
Filing
e-Filing submitted
ServiceDescriptionCostTime
ITR FilingIndividual/Business₹2,000-15,0005-10 days
GST RegistrationOnline registration₹500-1,0003-5 days
GST MonthlyPer month filing₹1,000-5,00030 days
AccountingMonthly bookkeeping₹3,000-10,000Ongoing
Company RegPvt Ltd/OPC/LLP₹10,000-25,00015-30 days

Before July 31 of the following financial year. Extended deadline available on request

₹40 lakhs turnover for goods, ₹20 lakhs for services (voluntary registration below threshold available)

Deductions on home loan interest, life insurance, medical insurance, education, etc. Consult for personalized planning

Insurance

Motor, Health, Travel & Life Insurance

Motor Insurance

Third-Party

Legal requirement for all vehicles

Comprehensive

Full coverage + own damage

Cashless Claim

Thousands of network garages

Add-ons

Roadside assistance included

Details

Coverage: ₹1 Lakh - Unlimited

Premium: ₹2,000 - ₹15,000/year

Deductible: ₹0 - ₹5,000

Claim Settlement: 7-14 days

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Health Insurance

Cashless

Network hospitals across India

Family

Individual & family plans

No Waiting

Emergency coverage from day 1

OPD

Out-patient coverage available

Details

Coverage: ₹2 Lakh - ₹1 Crore

Premium: ₹2,000 - ₹50,000/year

Network Hospitals: 10,000+

Claim Settlement: 48 hours

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Travel Insurance

Trip Coverage

Cancellation & delay protection

Medical

Emergency treatment abroad

Baggage

Loss & delay protection

Support

24/7 helpline worldwide

Details

Coverage: ₹20 Lakh - ₹1 Crore

Premium: ₹300 - ₹5,000 (per trip)

Duration: 1 day - 1 year

Countries: Worldwide coverage

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Life Insurance

Term Plans

Pure protection insurance

Endowment

Protection + investment

ULIP

Market-linked returns

Riders

Critical illness coverage

Details

Coverage: ₹10 Lakh - ₹1 Crore

Premium: ₹2,000 - ₹50,000/year

Tenure: 5-50 years

Tax Benefits: u/s 80C & 10D

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Motor Insurance

Registration

RC book photocopy

ID Proof

DL or Aadhar

Address Proof

Utility bill/address doc

Previous Policy

No-claim certificate

Health Insurance

Identity

PAN, Aadhar, DL

Age Proof

Birth certificate/Passport

Medical Report

For age 45+ (optional)

Income Proof

Salary slip/ITR

1
Quote
Free quote online
2
Apply
Fill application form
3
Documents
Submit required docs
4
Review
Underwriting process
5
Approval
Policy approval
6
Issue
Policy document
Insurance TypeCoverageAnnual PremiumClaim Settlement
Motor (TP)Basic₹2,000-5,00030-60 days
Motor (Comprehensive)Full₹5,000-15,00014-30 days
Health₹2-10 Lakh₹2,000-50,00024-48 hours
TravelWorldwide₹300-5,0007-14 days
Life₹10 Lakh+₹2,000-50,00030 days

Yes, at least third-party insurance is compulsory by law for all vehicles

For cashless: Pre-authorization required. For reimbursement: Submit bills within 90 days

Coverage after waiting period (typically 2-4 years) with declaration at proposal stage

Banking Services

Savings, FD, Investment & Banking Services

Savings Account

Zero Balance

No minimum balance required

High Interest

Competitive rates 3-7%

Digital Banking

24/7 online access

Free Transfers

NEFT/RTGS/Cheques

Details

Interest Rate: 3-7% p.a.

Opening: Online in 5 minutes

Debit Card: Complimentary

Cheque Book: Free 50 leaves

Open Account

Fixed Deposit

Guaranteed Returns

Fixed interest rate

Flexible Tenure

7 days to 10 years

Tax Saving FD

u/s 80C deduction

Senior Citizen Rates

Higher rates for seniors

Details

Interest Rate: 5-7% p.a.

Min Amount: ₹500

Senior Citizen: 0.5% extra

Premature Withdrawal: Allowed

Open FD

Investment & SIP

Mutual Funds

Equity & debt schemes

SIP

Regular monthly investment

Stock Trading

Direct stock purchase

Advisory

Expert portfolio guidance

Details

Min SIP: ₹500/month

Return Potential: 8-15% p.a.

Risk Level: Low to High

Tax Efficient: LTCG benefits

Start SIP

Bank BC Services

Cash Withdrawal

Quick fund access

Deposit

Safe fund storage

Account Opening

Basic saving accounts

Govt Services

Pension & subsidy disbursement

Details

Withdrawal Limit: ₹10,000/day

Deposit Limit: Unlimited

Commission: ₹10-20 per transaction

Location: Local branches

Register

For Account Opening

Identity Proof

Passport/DL/Aadhar

Address Proof

Utility bill/Lease

PAN Card

For tax compliance

Passport Size Photo

2 photos required

For FD Opening

Identity

Any govt ID

Address

Proof of residence

Fund Source

For compliance check

Cheque Copy

For nominee link

1
Application
Fill online form
2
Documents
Submit proofs
3
Verification
Address/ID verification
4
Approval
Account approval
5
Setup
Debit card & cheque
6
Activation
Ready to use
ServiceDescriptionFeeFrequency
Account OpeningSavings accountFreeOne time
Debit CardAnnual cardFreeYearly
Cheque Book50 leavesFreeAs needed
NEFT/RTGSFund transfer₹2-15Per transfer
FD OpeningFixed depositFreePer FD

Online: 5-10 minutes instantly. In-branch: 30 minutes to 1 hour

Yes, with parent/guardian. Guardian account can operate until age 18

Yes allowed with penalty (0.5-1% interest reduction). Check terms with bank

Compliance & Legal

MSME, Licensing, Legal & Digital Signature

MSME Registration

Udyam Registration

New online registration system

Benefits

Subsidies & loan schemes

Classification

Micro, Small, Medium

Support

Training & mentoring

Details

Registration: Online & Free

Processing: Instant approval

Investment Limit: Depends on category

Turnover Limit: No upper limit

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Business Licenses

Trade License

Municipal corporation registration

FSSAI License

Food business license

Professional License

Industry specific licenses

Renewal

Annual renewal support

Details

Trade License: ₹500-2,000

FSSAI: ₹5,000-10,000

Processing: 3-15 days

Validity: 1-5 years

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Digital Signature

Class 2 DSC

For general business use

Class 3 DSC

For high-security transactions

e-Signing

Digital document signing

Renewal

Annual renewal support

Details

Class 2: ₹1,500-2,500

Class 3: ₹2,500-5,000

Processing: Same day

Validity: 2 years

Get DSC

MSME Registration

Aadhar

Owner's Aadhar card

PAN

PAN of proprietor

Business Details

Name, type, address

Investment Details

Total investment amount

Licensing

Identity Proof

Govt ID copy

Address Proof

Office address doc

Business Proof

GST or ITR

Affidavit

Self-declaration

1
Consultation
Requirement analysis
2
Documents
Collect & verify
3
Application
File submission
4
Verification
Authority check
5
Approval
License issued
6
Delivery
Certificate received
ServiceDescriptionFeeTime
MSME UdyamRegistration onlineFreeInstant
Trade LicenseMunicipal license₹500-2,0005-15 days
FSSAIFood business₹5,000-10,00010-20 days
DSC (Class 2)Digital signature₹1,500-2,500Same day
Legal DraftingDocument prep₹2,000-10,0002-7 days

Easy loans, tax benefits, govt subsidies, training programs, and priority in govt procurement

Required for most businesses operating from commercial location. Check your municipal corporation requirements

2 years for Class 2 DSC and Class 3 DSC. Can be renewed 6 months before expiry

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PAISASETU SOLUTIONS

+91 7492933980 | info@paisasetu.info

Kankarbagh, Patna 800020, Bihar, India

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